Latest action: Message on Senate action sent to the House.
Bill is filed in its originating chamber and assigned a number.
Sponsor
David Valadao (R-CA)
Filed in the House.
Next: In Committee
Members of the committee(s) the bill was referred to
Creates rules to help prevent romance scams and protect people losing money to fraud.
The problem
Criminals trick people into fake relationships online to steal money. Victims lose billions annually. Banks and platforms need better ways to stop these scams.
The proposal
Bill likely requires financial institutions and online platforms to identify romance scams, warn customers, and report suspicious activity to authorities.
The impact
Consumers gain fraud protection. Banks and tech companies must add anti-scam measures. Law enforcement gets better data to catch criminals.
Helps prevent elderly and isolated people from losing life savings to scammers. Reduces emotional and financial harm to victims. Creates awareness about common romance scam tactics.
Requires reporting suspicious transactions, helping law enforcement identify and prosecute scammers. Coordinated data sharing across platforms makes patterns easier to spot.
Prevents billions in losses annually. Saves banks and insurance companies money from fraud refunds. Reduces customer service burden from scam complaints.
Encourages social media and dating apps to improve security features. Creates standards for detecting fake profiles and suspicious behavior.
Banks and tech companies must spend money on new monitoring systems and staff. Small financial institutions may struggle with compliance costs.
Requires monitoring customer communications and transactions closely. Could lead to false alarms blocking legitimate relationships. Raises questions about data privacy and government oversight.
Scammers constantly change tactics to avoid detection systems. International scams harder to prevent than domestic ones. Some victims may ignore warnings.
Bill summary not available, making it hard to understand exact rules companies must follow. Vague standards could cause confusion and uneven enforcement.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
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