Latest action: Referred to the House Committee on Foreign Affairs.
Referred to one or more standing committees for review, hearings, and possible markup.
Specific committees not parsed from action data.
The committee may hold hearings, amend the bill, or let it die without action.
Next: Reported
Full chamber floor — Speaker / Majority Leader controls scheduling
Establishes federal protections against scams and fraud targeting American consumers.
The problem
Americans lose billions annually to scams including phone fraud, online schemes, and identity theft. Existing laws have gaps that allow scammers to operate across state lines.
The proposal
Creates new federal penalties, enforcement tools, and consumer protections specifically targeting scam operations. Increases penalties for fraud and gives agencies more authority to prosecute.
The impact
Consumers gain stronger protections against fraud. Scammers face tougher penalties. Businesses and agencies handling enforcement will need resources to implement new rules.
Strengthens legal tools to prosecute scammers and protect victims. Gives law enforcement clearer authority to pursue fraud cases across state lines. May reduce successful scams targeting seniors and vulnerable populations.
Increased penalties make scamming riskier for criminals. Federal coordination improves investigation effectiveness. Potential reduction in fraud attempts overall.
Defines specific scam practices as federal crimes. Creates uniform rules nationwide instead of inconsistent state laws. Makes enforcement more predictable.
May include resources for fraud victims to recover losses. Creates documentation for reporting and tracking trends. Helps identify patterns in scam operations.
New federal agency activities require funding for investigators, prosecutors, and administration. May increase government spending and budget demands from multiple agencies.
Expanded federal power could affect legitimate business practices if definitions are vague. May criminalize borderline activities or small operators unintentionally. Requires careful legal interpretation.
Requires coordination between federal, state, and local agencies. May create confusion about jurisdictional boundaries. Takes time to establish procedures and train personnel.
Focuses primarily on prosecution rather than prevention education. Doesn't address root causes like poor digital literacy. May not stop all scams before they harm victims.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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