Latest action: Forwarded by Subcommittee to Full Committee by Voice Vote.
Bill is filed in its originating chamber and assigned a number.
Sponsor
Diana DeGette (D-CO)
Filed in the House.
Next: In Committee
Members of the committee(s) the bill was referred to
Requires Medicare Advantage plans to show patients what treatments cost.
The problem
Medicare Advantage patients often don't know how much their care will cost before receiving treatment, making it hard to compare plans or budget for expenses.
The proposal
The bill requires Medicare Advantage insurance companies to clearly disclose and explain out-of-pocket costs to patients upfront, including copays, coinsurance, and deductibles.
The impact
Medicare Advantage patients gain clearer cost information before getting care. Insurance companies must provide better transparency. Healthcare providers and patients may see changes in treatment choices.
Patients can compare plans more easily and make informed choices about their care. They can budget for medical expenses ahead of time instead of facing surprise bills.
Seniors and patients avoid learning about high costs only after receiving care. Clear upfront information helps people plan and avoid unexpected debt.
When costs are transparent, insurance companies must compete fairly on price. Plans with better pricing become more attractive to customers.
People can choose treatments based on true out-of-pocket costs, not hidden fees. This respects patients' right to make informed medical decisions.
Insurance companies must build new systems to track and display real-time cost information. These administrative expenses could lead to higher premiums or profits.
Patients might postpone or avoid necessary care if they focus too much on costs. This could harm health outcomes, especially for time-sensitive conditions.
Predicting exact costs is difficult because actual charges vary by provider and situation. Inaccurate estimates could confuse patients or create legal liability.
The bill shows costs but doesn't lower them. High medical prices remain, and transparency alone won't solve affordability problems.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
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