Latest action: Read twice and referred to the Committee on Finance.
Referred to one or more standing committees for review, hearings, and possible markup.
Specific committees not parsed from action data.
The committee may hold hearings, amend the bill, or let it die without action.
Next: Reported
Full chamber floor — Speaker / Majority Leader controls scheduling
Bill to increase federal matching contributions for retirement savings accounts.
The problem
Low-income and middle-income workers have limited retirement savings. Federal matching incentives may be insufficient to encourage adequate saving.
The proposal
Enhances the Saver's Match program by increasing federal government matching contributions to qualified retirement savings accounts for eligible savers.
The impact
Low and middle-income workers and families benefit from larger government contributions to retirement accounts, potentially improving long-term financial security.
Increased matching funds encourage workers to save more for retirement. This helps reduce future dependence on Social Security and government assistance programs.
Low-income savers receive larger government contributions relative to their deposits. This directly improves retirement security for vulnerable populations.
More generous matching incentives reward personal savings habits. Workers benefit from developing long-term financial discipline.
Enhanced matching helps close wealth gaps between income groups. Workers with lower incomes gain better access to retirement accumulation benefits.
Enhanced matching contributions cost taxpayers more money. Federal budget deficits may increase without offsetting revenue sources.
Only workers who already save can access matching funds. Workers living paycheck-to-paycheck receive no benefit from this program.
Even with enhancements, wealthier workers can save larger amounts and receive more total matching funds. Benefits may not be perfectly equitable.
Program changes require new rules, training, and oversight systems. Implementation costs add to total government expenses.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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