Latest action: Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to one or more standing committees for review, hearings, and possible markup.
Specific committees not parsed from action data.
The committee may hold hearings, amend the bill, or let it die without action.
Next: Reported
Full chamber floor — Speaker / Majority Leader controls scheduling
Protects seniors from unexpected medical bills from out-of-network providers.
The problem
Seniors often receive surprise bills when doctors or hospitals they visit are not in their insurance network, causing financial hardship.
The proposal
The bill limits what seniors pay for emergency and non-emergency care from out-of-network providers to in-network rates.
The impact
Seniors would pay less for unexpected medical bills. Doctors and hospitals might receive lower payments for treating seniors.
Surprise medical bills can cost thousands of dollars. This bill prevents seniors from owing large amounts when they receive unexpected care. It helps seniors keep their savings safe.
Seniors will know their costs match what insurance promised. They can plan their finances better without worrying about surprise charges.
Medical debt is a leading cause of hardship for older Americans. This protection could reduce stress and improve quality of life for seniors.
Out-of-network doctors would get paid at lower rates. Some physicians might stop accepting Medicare or work in certain areas less often.
Fewer doctors might take senior patients if payments are limited. Some areas might have fewer available providers.
Insurance companies might raise premiums to cover costs. Seniors could pay more monthly even if individual bills are lower.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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