Latest action: Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, Small Business, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to one or more standing committees for review, hearings, and possible markup.
Specific committees not parsed from action data.
The committee may hold hearings, amend the bill, or let it die without action.
Next: Reported
Full chamber floor — Speaker / Majority Leader controls scheduling
Bill would increase oversight and accountability of the Consumer Financial Protection Bureau.
The problem
Concerns exist about the CFPB's regulatory authority, independence, and accountability to Congress and the public regarding consumer financial protection rules.
The proposal
The bill would modify CFPB structure, authority, and oversight mechanisms. Specific changes require the full bill text, which is unavailable in current legislative records.
The impact
Affects the CFPB, financial institutions, and consumers depending on specific provisions. Changes to consumer protection rules could impact banking services and regulations.
Greater Congressional review of CFPB actions could ensure the agency stays accountable to elected representatives. This transparency may help prevent regulations that lack public support.
More defined CFPB authority could reduce uncertainty for financial institutions about compliance requirements. Clearer rules may help businesses plan better.
Modified governance structures might ensure diverse perspectives in financial protection decisions. This could lead to more balanced regulatory approaches.
Reduced CFPB independence or authority could limit its ability to protect consumers from financial fraud and abuse. Consumers might face increased risk.
Greater Congressional involvement could make consumer protection decisions subject to partisan politics rather than evidence-based analysis. Financial rules might shift with each Congress.
Accountability changes might create opportunities for financial industry lobbying to weaken regulations. Existing consumer safeguards could be rolled back.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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