Latest action: Referred to the Committee on Financial Services, and in addition to the Committees on Agriculture, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to one or more standing committees for review, hearings, and possible markup.
Specific committees not parsed from action data.
The committee may hold hearings, amend the bill, or let it die without action.
Next: Reported
Full chamber floor — Speaker / Majority Leader controls scheduling
Bill to prevent financial institutions from earning profits on certain transactions or activities.
The problem
Concerns that financial institutions may profit excessively from specific financial services or transactions, potentially harming consumers or specific economic sectors.
The proposal
Restricts financial institutions' ability to generate profits from designated transactions, likely requiring alternative pricing or regulatory structures for affected activities.
The impact
Financial institutions, consumers, and potentially agricultural or energy sectors experience changes in how financial services are priced and delivered.
Removing profit incentives from certain financial transactions could lower fees consumers pay. This may make financial services more affordable for everyday people.
Preventing excess profits in specific sectors could level the playing field. Smaller competitors might compete more effectively against large institutions.
Regulating financial profits on agriculture or energy transactions protects these industries. It may stabilize prices and reduce financial speculation.
Without profit incentives, financial institutions may reduce service quality or innovation. Customer support and technology improvements could decline.
Banks might exit unprofitable markets or stop offering certain services entirely. Underserved communities could lose financial access.
Defining and enforcing profit restrictions across multiple committees creates regulatory confusion. Compliance costs could be substantial and unevenly applied.
Restricting profits may reduce lending availability or increase other hidden fees. Consumers might face higher costs through alternative channels.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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