Latest action: Referred to the House Committee on Ways and Means.
Referred to one or more standing committees for review, hearings, and possible markup.
Specific committees not parsed from action data.
The committee may hold hearings, amend the bill, or let it die without action.
Next: Reported
Full chamber floor — Speaker / Majority Leader controls scheduling
Bill to reduce taxes paid by homeowners on their property insurance premiums.
The problem
Homeowners face rising costs for property insurance premiums. Some believe tax burdens on these premiums make homeownership more expensive and less affordable.
The proposal
The bill would reduce or eliminate taxes that homeowners pay on property insurance premiums, lowering the overall cost of insuring homes.
The impact
Homeowners would pay less in taxes on insurance. State and federal governments would collect less tax revenue from these premiums.
Homeowners would save money by paying less in taxes on insurance premiums. This makes homeownership more affordable for families. Lower costs could help more people buy homes.
Families with modest incomes spend more of their budget on housing costs. Tax relief on insurance premiums could provide real financial help to these households.
Lower insurance costs might encourage more people to purchase homes. This could increase homeownership rates and support the construction industry.
Taxes on insurance premiums are often overlooked. Eliminating them makes the true cost of homeownership clearer and more transparent.
Reducing these taxes means less money for state and federal governments. This could affect funding for schools, roads, and other public services.
People with expensive homes pay higher insurance premiums and would save more taxes. Those with modest homes save less, making this less helpful for lower-income families.
It is unclear if insurance companies would lower prices or keep savings. Tax cuts don't always result in lower costs for consumers if companies keep the extra money.
Lost tax revenue could require cuts to other programs or increase government borrowing. This could affect future economic growth or require higher taxes elsewhere.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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