Latest action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Referred to one or more standing committees for review, hearings, and possible markup.
Specific committees not parsed from action data.
The committee may hold hearings, amend the bill, or let it die without action.
Next: Reported
Full chamber floor — Speaker / Majority Leader controls scheduling
Updates federal regulations for small businesses and financial institutions.
The problem
Small entities may face outdated regulatory requirements that don't fit their size or operations in modern finance.
The proposal
The bill revises federal rules to better match small business and financial institution needs and current economic conditions.
The impact
Small businesses and community banks may face reduced compliance costs. Consumers may experience different regulatory protections depending on company size.
Small businesses and banks spend less money following federal rules. This could free up money for hiring and growth.
Rules tailored to small entities may work better than one-size-fits-all regulations. Small banks and businesses can operate more efficiently.
Reduced regulatory burden may help small financial institutions compete and expand. This could increase local lending and services.
Different rules for small entities might mean consumers get less protection from small banks or lenders. Fraud or misconduct risks could increase.
Having different rules for different sized businesses creates complexity. This could make it harder to enforce rules fairly across industries.
Large companies might face stricter rules than small competitors. Small entities could gain unfair advantages in the marketplace.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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