Latest action: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Referred to one or more standing committees for review, hearings, and possible markup.
Specific committees not parsed from action data.
The committee may hold hearings, amend the bill, or let it die without action.
Next: Reported
Full chamber floor — Speaker / Majority Leader controls scheduling
Extends the National Flood Insurance Program for additional time.
The problem
The National Flood Insurance Program (NFIP) periodically needs congressional authorization to continue operating and providing flood insurance to Americans.
The proposal
This bill extends the NFIP's authorization, allowing it to keep operating beyond its current expiration date.
The impact
Homeowners and businesses with flood insurance keep coverage. Communities in flood zones maintain access to federal flood insurance protection.
Keeps flood insurance available for people in flood-prone areas. Without this program, many homeowners couldn't get affordable flood coverage. This protects families from financial disaster if flooding occurs.
Extension prevents program interruption and gives Congress time to plan permanent solutions. Stable programs help people and businesses make long-term plans.
Keeps property values stable in flood zones. Without flood insurance, homes become harder to buy and sell. This supports local economies that depend on real estate.
Extensions postpone addressing the NFIP's long-term problems. The program has debt and structural issues that temporary extensions don't solve.
Simple extensions don't reform how the program works. Without changes, existing problems with rates or coverage continue.
Temporary extensions can obscure whether the program costs taxpayers too much money. Full review of program costs gets delayed.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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