Latest action: Forwarded by Subcommittee to Full Committee by Voice Vote.
Bill is filed in its originating chamber and assigned a number.
Sponsor
April McClain Delaney (D-MD)
Filed in the House.
Next: In Committee
Members of the committee(s) the bill was referred to
Helps active military members use financial protections during military service.
The problem
Active service members may not fully understand or use SCRA benefits that protect their finances from debt and interest during military duty.
The proposal
Increases awareness and access to Servicemembers Civil Relief Act protections through education, outreach, and simplified processes for eligible military personnel.
The impact
Active duty service members gain better access to financial protections including reduced interest rates and eviction prevention during military service.
Service members who know about SCRA benefits can reduce debt payments and interest rates while deployed. This helps soldiers focus on their missions without financial stress. Better financial protection supports military readiness and morale.
Increased awareness helps prevent service members from losing homes or facing excessive debt while serving. Better access to protections means families stay stable during deployment. This reduces personal crises that can affect military performance.
Education and outreach programs typically cost less than other military support initiatives. Agencies can share information through existing channels and websites. This is an efficient use of federal resources.
Better financial protections make military service more attractive to potential recruits. Knowing about SCRA benefits gives families peace of mind. This can help with military staffing and retention.
The bill does not specify how much education programs will cost or which agencies pay. New outreach efforts require funding and staff time. Costs could grow beyond initial estimates.
The bill summary does not explain what specific actions or programs it requires. Without detailed language, it is unclear how benefits will actually improve. Vague legislation may not solve the real problem.
Lenders and creditors must verify and enforce SCRA protections for eligible service members. More awareness could increase administrative work and costs for financial institutions. This may raise borrowing costs for consumers.
Education campaigns do not always reach people who need information most. Some service members may still not understand their rights. The bill does not ensure equal access to benefits.
Generated by AI from the bill text. Not a prediction and not legal or policy advice. The percentage is the model's own rating of each item — self-reported, and not a measure of how accurate it is.
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Individual contributions, grouped by employer · FEC
Where their individual donors work · 2026 cycle
Money from people who work there, not from the company. Not tied to this bill.
Itemized individual contributions via FEC, grouped by the employer each contributor self-reported. Companies and unions cannot contribute to federal candidates from their treasuries, so these totals are money from people who work at an employer — never from the organization itself. They are campaign contributions covering a full election cycle and are not connected to this bill.
Senate LDA lobbying disclosures
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